Nicotine Pouches and Insurance Risk: Is Underwriting Ready for a Changing Nicotine Market?

Why Emerging Nicotine Products Are Creating New Questions for Insurers The nicotine marketplace has changed dramatically over the past decade. Traditionally, insurance underwriting relied on a relatively simple distinction: applicants were generally classified as either smokers or non-smokers. This approach reflected decades of evidence demonstrating the substantial health risks associated with combustible tobacco use and…

EVO NXT 2026 Opens in Prague: A Global Platform for Policy, Science, and Market Dialogue

EVO NXT 2026 officially opened on April 17, 2026, at Forum Karlín in Prague, bringing together stakeholders from across the next-generation products (NGP) sector, including manufacturers, regulators, researchers, and public health representatives. Positioned as a business-focused event, EVO NXT serves as a platform for examining how innovation, regulation, and market developments are shaping the future…

Language Matters: Why I’m Backing a Global Term for Alternatives to Smoking

By Shem Baldeosingh, Director, Global Institute for Novel Nicotine (GINN) In a global conversation about alternatives to smoking, terminology might seem secondary—but it’s not. Language shapes perception, policy, and access. For too long, inconsistent terms and acronyms have muddled understanding and hampered harm reduction progress. That’s why we’re opening the door to a wider community…

Raising the Bar: GINN’s Industry Guidance on Nicotine Pouch Packaging

By Robert Sidebottom, Chair of Regulatory & Compliance Committee, GINN & Managing Director, Arcus Compliance As regulators across Europe increase scrutiny of novel nicotine products, the need for clear, enforceable, and science-based packaging standards has never been greater. That’s why the Global Institute for Novel Nicotine (GINN) is endorsing the work of their member Arcus…